Unlocking Opportunities: UPI (Unified Payments Interface) replacing POS processing in Ireland to empower SMEs

Sampath, Pushparaj (2023) Unlocking Opportunities: UPI (Unified Payments Interface) replacing POS processing in Ireland to empower SMEs. Masters thesis, Dublin, National College of Ireland.

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Abstract

This study investigate into how the deployment of the Unified Payments Interface (UPI) has altered the payments landscape. The study uses ANOVA testing to examine the impact of UPI on various industries, with a particular focus on Ireland's card-based economy. Significant preand post UPI differences in market dynamics, card transactions, POS operations, cash flow, loan interest, and UPI interactions are discovered through thorough variance analysis. The study highlights the full range of UPI's effects, showing how it affects consumer behaviour, transaction patterns, and economic situations. This study contributes to understanding UPI's multifaceted role in modernizing payment systems. In conclusion, this project offers a thorough UPI investigation, fusing theory, implementation, and empirical analysis. Unveiling UPI's adoption and impact nuances enriches digital payment discourse, advancing a seamless, secure, and efficient financial ecosystem.

Item Type:	Thesis (Masters)
Supervisors:	Name Email Del Rosal, Victor UNSPECIFIED
Uncontrolled Keywords:	UPI (Unified Payments Interface); SMEs (Small Medium Enterprises); CBI (Central Bank of Ireland); NPCI (National Payments Corporation of India)
Subjects:	H Social Sciences > HG Finance > Banking H Social Sciences > HF Commerce > Electronic Commerce H Social Sciences > HG Finance > Fintech T Technology > T Technology (General) > Information Technology > Fintech H Social Sciences > HD Industries. Land use. Labor > Small Business Sector
Divisions:	School of Computing > Master of Science in FinTech
Depositing User:	Tamara Malone
Date Deposited:	09 Aug 2024 16:37
Last Modified:	09 Aug 2024 16:37
URI:	https://norma.ncirl.ie/id/eprint/7030

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