Tools
Tools
Guittierrez Ramirez, Diana Lorena (2023) Investigating the Influence of Fintech Solutions on Pension Fund Savings Growth in Mexico. Masters thesis, Dublin, National College of Ireland.
Preview |
PDF (Master of Science)
Download (413kB) | Preview |
Preview |
PDF (Configuration manual)
Download (313kB) | Preview |
Abstract
The objective of this research is the factors that influence the adoption of Financial Technology (Fintech) solutions for retirement savings in Mexico. Using a mixed methods approach, data was collected through electronic surveys distributed through social media platforms. Analysing demographic variables, participant perceptions of benefits and ease of use, social influence, and prior use of technology. Based on the Unified Theory of Acceptance and Use of Technology (UTAUT) model, chi-square tests and factor analysis were performed to reveal correlations and latent factors. The results confirm the importance of perceived benefits and ease of use in driving Fintech adoption. Social influence and the use of existing technology were also found to affect participants' intention to voluntarily contribute to pension funds. The factor analysis revealed two factors: "Technology in retirement savings management" and "Savings management", showing attitudes and behaviours. The findings contribute to understanding and adopting strategies for Fintech technology and retirement savings in Mexico's evolving financial landscape.
| Item Type: | Thesis (Masters) |
|---|---|
| Supervisors: | Name Email Cosgrave, Noel UNSPECIFIED |
| Subjects: | H Social Sciences > HJ Public Finance H Social Sciences > HG Finance > Fintech T Technology > T Technology (General) > Information Technology > Fintech H Social Sciences > HD Industries. Land use. Labor > Issues of Labour and Work > Pensions H Social Sciences > Economics > Wealth > Income > Retirement income > Pensions |
| Divisions: | School of Computing > Master of Science in FinTech |
| Depositing User: | Tamara Malone |
| Date Deposited: | 09 Aug 2024 10:38 |
| Last Modified: | 09 Aug 2024 10:38 |
| URI: | https://norma.ncirl.ie/id/eprint/7021 |
Actions (login required)
 |
View Item |