Pillai, Shravan Manoj (2024) Assessing the impact of financial education programs on the financial literacy and behaviour of young adults in Ireland. Masters thesis, Dublin, National College of Ireland.
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Abstract
This study aims to analyse the impact of financial education programs on the financial behaviour and literacy of young adults in Ireland. Specifically, it evaluates the current level of financial literacy among individuals aged 18 to 30 and assesses their financial behaviours. Additionally, the study investigates how financial education programs influence both financial literacy and behaviour, offering recommendations for enhancing these programs to better serve this demographic. A survey was conducted with a sample of 91 young adults using simple random sampling to gather perceptions on financial education. The collected data was analysed using IBM SPSS 25 to determine correlations and factors impacting financial education. This quantitative analysis provides a clear understanding of the program's effectiveness and areas for improvement. The findings of the study highlighted that the financial education is crucial for establishing a stable financial foundation and contributing to the broader economy. Young adults, as key contributors to society, require robust financial literacy to manage their finances effectively. Through financial education programs, they can gain insights into managing expenses, investing in the stock market, and achieving financial self-sufficiency. This research underscores the importance of such programs in fostering informed financial practices among Ireland's youth, ensuring their preparedness for future financial challenges.
Item Type: | Thesis (Masters) |
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Supervisors: | Name Email Ruf, Ruben UNSPECIFIED |
Subjects: | H Social Sciences > HG Finance L Education > LC Special aspects / Types of education > LC5201 Education extension. Adult education. Continuing education L Education > LC Special aspects / Types of education > Literacy H Social Sciences > HG Finance > Money |
Divisions: | School of Business > Master of Science in Management |
Depositing User: | Ciara O'Brien |
Date Deposited: | 12 Aug 2025 15:50 |
Last Modified: | 12 Aug 2025 15:52 |
URI: | https://norma.ncirl.ie/id/eprint/8521 |
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