The Rise Of Neo Banking In India: Opportunities And Challenges

Raju, Merlin (2024) The Rise Of Neo Banking In India: Opportunities And Challenges. Masters thesis, Dublin, National College of Ireland.

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Abstract

This dissertation will consider how financial technology has transformed banking in India focusing on Neo-banks and traditional banks. The study will use qualitative interviews with representatives from Neo-banks, traditional banks, and fintech experts to explore distinct business models, technological advancements, regulatory challenges, consumer preferences, and competition strategies within these institutions. Therefore, the research highlights the ways in which Neo-banks have applied innovation to improve their customers’ experiences as well as increase financial inclusion; this is contrary to traditional banks that have had a focus of meeting compliance regulations while adopting new technologies slowly. The research provides insights for stakeholders navigating this dynamic sector by presenting an overall picture of the changing financial landscape of India. This study demonstrates the need for technological integration and regulatory adaptation required to shape the future of banking in India.

Item Type:	Thesis (Masters)
Supervisors:	Name Email Del Rosal, Victor UNSPECIFIED
Subjects:	H Social Sciences > HG Finance > Banking Q Science > QA Mathematics > Computer software > Computer Security > Database security > Blockchains (Databases) T Technology > T Technology (General) > Information Technology > Computer software > Computer Security > Database security > Blockchains (Databases) Z Bibliography. Library Science. Information Resources > ZA Information resources > ZA4050 Electronic information resources > Databases > Distributed databases > Blockchains (Databases) H Social Sciences > HG Finance > Fintech T Technology > T Technology (General) > Information Technology > Fintech Q Science > Q Science (General) > Self-organizing systems. Conscious automata > Machine learning
Divisions:	School of Computing > Master of Science in FinTech
Depositing User:	Ciara O'Brien
Date Deposited:	05 Aug 2025 13:59
Last Modified:	05 Aug 2025 13:59
URI:	https://norma.ncirl.ie/id/eprint/8435

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