The Role of Artificial Intelligence in Enhancing Financial Literacy and Education in India

Ghosh, Navin Bhanu (2024) The Role of Artificial Intelligence in Enhancing Financial Literacy and Education in India. Masters thesis, Dublin, National College of Ireland.

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Abstract

This research investigates the effect of artificial intelligence (AI) tools on financial literacy and decision-production among experts in India. Propelled by the persevering low degrees of financial literacy and the fast headways in AI technology, this study aims to evaluate the degree of AI utilization, its apparent viability, and the difficulties looked by clients. A blended techniques approach was utilized, consolidating quantitative data from a survey of 105 respondents and qualitative bits of knowledge from semi-organized surveys. The discoveries show a moderate degree of AI reception, with members perceiving the advantages of AI tools in upgrading their financial dynamic cycles. In any case, difficulties, for example, tool complexity, integration issues, and data privacy concerns were recognized. A huge positive connection was found between knowledge of AI and its utilization (r=0.338 with a significance level of p<0.01), as well as between the apparent viability of AI and its reception (r=0.267 with a significance level of p<0.01). The review features the significance of training and user support in advancing AI reception and proposes functional strides for associations to address distinguished difficulties. Future exploration ought to grow the degree, investigate extra affecting elements, and think about the moral ramifications of AI in finance. This study adds to the writing on AI adoption in financial direction and offers significant experiences for the two academics and specialists.

Item Type:	Thesis (Masters)
Supervisors:	Name Email Del Rosal, Victor UNSPECIFIED
Subjects:	D History General and Old World > DS Asia H Social Sciences > HG Finance L Education > L Education (General) Q Science > QH Natural history > QH301 Biology > Methods of research. Technique. Experimental biology > Data processing. Bioinformatics > Artificial intelligence Q Science > Q Science (General) > Self-organizing systems. Conscious automata > Artificial intelligence H Social Sciences > HG Finance > Fintech T Technology > T Technology (General) > Information Technology > Fintech
Divisions:	School of Computing > Master of Science in FinTech
Depositing User:	Ciara O'Brien
Date Deposited:	05 Aug 2025 10:18
Last Modified:	05 Aug 2025 10:18
URI:	https://norma.ncirl.ie/id/eprint/8420

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