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Role of Micro Financing in Women Entrepreneurship in India

Kamble, Tannavi Sharad (2022) Role of Micro Financing in Women Entrepreneurship in India. Masters thesis, Dublin, National College of Ireland.

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This research paper entirely focuses on Microfinancing, its background, and how it has helped women’s entrepreneurship. It defines microfinance in terms of the financial requirements of the underprivileged. It mostly focuses on microfinance in India and how it has benefited women's empowerment. It also discusses how government laws are established to make the procedure as simple as possible. It addresses the benefits of linking formal and informal financial institutions and assesses the effectiveness of several microfinance schemes in India. Microfinancing in India and its effects on Indian women. It will also elaborate further on how the government plays a vital role in these scenarios by having SHGs as the mediators and by formulating various schemes and policies separately or via the Reserve Bank of India (RBI).

Microfinancing is not a new concept in India, but it was existing since the 1980s and since then there have been various upgrades to the legal obligations regarding it by the governing bodies of India. Since India is a country with a high population and is still a developing nation, most of the population belongs to the rural areas and women there are not much educated. Being born in a less privileged background females are then forced to marry at early ages. Considering the changing economy single income is no longer sufficient for a family and thus women of the family are forced to earn money. Usually, during such time, women join organizations and run other female entrepreneur or any NGO which provide small work to these women and provides them with wages, and later then these produced goods are further sold in the market.

Likewise, various small businesses in India have helped women create their own identities irrespective of any educational background criteria. The government of India has produced various schemes to encourage women to start their businesses and to help them take loans for their start-ups and small businesses. To make this procedure hassle-free co-operative banks and Self-Help Groups were formed which are regulated by the Reserve bank of India. The thesis will discuss the group lending approach, the relationship between the size of microloans and the impact it has on the lives of poor people, the issues related to its operations, and unhealthy competition amongst the microfinance providers and its effect on society.

The objective of the present study is:
• To study the role of women in the economy.
• Microfinance as a tool for Woman entrepreneurship
• To study and analyze the correlation between Microfinancing to Woman’s Entrepreneurship with (Self Help Group) SHG- bank linkage vote sector and they have their eligibility criteria different from that of the RBI organized.

Item Type: Thesis (Masters)
Subjects: D History General and Old World > DS Asia
H Social Sciences > HG Finance
H Social Sciences > HB Economic Theory > Entrepreneurship
H Social Sciences > HD Industries. Land use. Labor > Issues of Labour and Work > Classes of Labour > Women and Work
Divisions: School of Business > Master of Science in Finance
Depositing User: Clara Chan
Date Deposited: 25 Oct 2022 16:36
Last Modified: 25 Oct 2022 16:36

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