The Impact of Fintech on SMEs in Dublin

Nnamdi, Angel Chidera (2024) The Impact of Fintech on SMEs in Dublin. Masters thesis, Dublin, National College of Ireland.

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Abstract

Since its creation in 1838, Fintech has given a huge boost to business, both on a small and medium scale. Especially in recent years, FinTech’s innovations has developed rapidly, which has had a multifaceted impact around the world. On the other hand, SMEs are the backbone of the Irish economy: they account for most of all business in Ireland, Dublin. They also make a substantial contribution to the country’s economy, as they hire a significant proportion of the national workforce. But technological adoption remains a significant challenge for many these businesses. In areas such as fintech, where there’s significant potential for SMES to streamline processes, reduce human error, and increase margins, failing to adopt new solutions could be particularly problematic. For a long time, the cost of technology stratified the business world into the digital haves and haves-not. Many SMEs simply haven’t had access to the rich ecosystem of apps and services available to banks and other large organizations. Complexity, cost, and lack of awareness have prevented them from enjoying the benefits of many FinTech’s innovations. Today, SMEs can benefit from flourishing financial technology marketplace. This paper is going to study how Fintech innovations influence small and medium-sized enterprises, particularly in Dublin.

Item Type:	Thesis (Masters)
Supervisors:	Name Email Heeney, Sean UNSPECIFIED Cosgrave, Noel UNSPECIFIED
Subjects:	D History General and Old World > DA Great Britain > Ireland > Dublin H Social Sciences > HG Finance > Fintech T Technology > T Technology (General) > Information Technology > Fintech H Social Sciences > HD Industries. Land use. Labor > Small Business Sector
Divisions:	School of Computing > Master of Science in FinTech
Depositing User:	Ciara O'Brien
Date Deposited:	05 Aug 2025 10:52
Last Modified:	05 Aug 2025 10:52
URI:	https://norma.ncirl.ie/id/eprint/8428

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