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Public perception of the “Digital Rupee” in India

Kulkarni, Aditya (2022) Public perception of the “Digital Rupee” in India. Masters thesis, Dublin, National College of Ireland.

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A “Digital Rupee” is a type of “CBDC (Central Banking Digital Currency)” which represents the value of the fiat currency in a digital format. It is a type of payment that exists entirely in electronic forms and is accounted for and transferred utilizing computers. Unlike traditional money, digital currencies have low transaction costs and immediate payments since they can be sent directly between parties. This transactional manner helps in a better and efficient management of currency with respect to conventional payment techniques that include clearinghouses or banks. The research work has focused on examining the public perception of the “Digital Rupee” in India after it was announced by the Government of India in Feb 2022. The research has examined this purpose with respect to CBDC (Central Bank Digital Currency) and has also shed light on the concept of CBDC, blockchain and distributed ledger technology for CBDC. The research has also highlighted the working, characteristics, advantages, and challenges of CBDC. The research has analyzed the public perception by applying sentiment and statistical analysis methodologies on the data collected by a survey and on twitter. The research work has concluded and recommended for future work utilizing the results obtained and can be referenced when the “Digital Rupee” rolls out to compare the perception of public from prior to post implementation.

Item Type: Thesis (Masters)
Subjects: D History General and Old World > DS Asia
H Social Sciences > HG Finance
H Social Sciences > HG Finance > Money > Currency
Divisions: School of Computing > Master of Science in FinTech
Depositing User: Clara Chan
Date Deposited: 07 Nov 2022 14:21
Last Modified: 07 Nov 2022 14:21

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